Home - Creating Programs to Match Your Lifestyle
For many of us, where we live - whether it's a condo, a house, or hobby farm - is our sanctuary. It may also be our most expensive investment. At ELM Insurance, we can develop a home and property program that works to protect your home, regardless of its size or location.
Our programs:
- Protect you against personal and professional liability issues based on your needs and the level of risk you are willing to assume.
- Cover rental units, home businesses, primary and vacation homes, as well as condos and co-ops for financial losses caused by unpredictable or unpreventable accidents.
- Extend beyond the traditional condominium policies by covering such items as woodwork, kitchen cabinets, bathroom fixtures, wall coverings and any upgrades added to your unit during purchase.
- Take care of living expenses, such as alternative accommodations, while repairs to your home are being completed.
- Help you save money by limiting hazardous perils to those that are most likely to happen such as fire, ice and snow, and lightening, if you so desire.







