Environment - Entering the Environment Risk-Free
Environmental exposures are a hot topic and an increasing concern for many businesses. ELM Insurance is aware of the risk and issues that can occur, and can provide coverage to ensure your environmental liabilities are covered - whether they are sudden and accidental, or occur over a gradual period of time.
We can advise you on:
- First-party coverage such as chemical spills and bodily injuries occurring on your property, as well as coverage for property damage resulting from a pollution situation.
- Reducing or eliminating operational risks for hazardous substances, as well as helping analyze potential future pollution risks and possible lawsuits caused by past operations and practices.
- Possible risk exposures arising from third-party lawsuits such as neighbouring businesses and the general public, real estate purchasers, and the government.
- Coverage related to the responsibility and cost of environmental or pollution clean-up, as well as the cost to remediate your location, property damage, and defense costs.
- Ensuring there is adequate financial coverage on all your current risks, plus sufficient protection against potential new exposures.







